Slash interest with the HSBC Balance Transfer Credit Card
A smarter and safer way to manage your existing debt with one of the UK’s most trusted banks
- Up to 0% Interest for 18 Months
Get up to 18 months of 0% interest on balance transfers to help you get the time you need to pay off credit card debt without accumulating more interest.
- No Annual Fee There's no annual fee
his card has no annual fee, so it’s surprisingly cheap to consolidate your debts.
- Bank with Confidence
HSBC is one of the world’s largest banks with a strong history, proven track record, and strong credit rating, so you can bank with peace of mind.
A Level-Headed Perspective: A Few Things To Ponder Before Applying
Balance Transfer Fee Applies
The transfer of balance fee is usually about 2.99%. However, in many cases this is more than compensated for by the amount saved during the 0% interest period.
Good Credit Score
You will have the best approval odds with a good to excellent credit score. That being said, HSBC does give you the opportunity to see if you qualify in advance without impacting your score.
How to Apply for HSBC Balance Transfer Credit Card
Easy Online Application with instant eligibility check
It’s an easy and straightforward application process. Go to HSBC’s site to see how you’re eligible without affecting your credit score. Apply in minutes and, if possible, get the card in a few business days. After you activate it you can begin to transfer your balance and take advantage of the 0% interest period.
Reasons to choose the HSBC Balance Transfer Credit Card
Handling credit card debt can be stressful — but you have a powerful weapon in your arsenal thanks to the HSBC Balance Transfer Credit Card. As a card sponsored by internationally recognized and very secure bank – HSBC, this is not just a wish but something that can greatly help.
The up to 18 months of 0% interest on balance transfers is one of the best reasons to sign up for this card. This enables you to concentrate the payment of your must-pay-off-your-balance loan without the fear of incurring interest debts piling up. It’s a powerful way to pay down the debt faster and more affordably than you would by just using high-APR cards.
And while there is a balance transfer fee, the money you save from 0% interest for more than a year can easily outweigh that cost — especially if your balance is already large. And there’s no annual fee, so you won’t be paying more just to keep the card open.
And HSBC shines for a secure digital banking experience, including a top-rated mobile app, fraud protection and dependable customer service. As you set up payments, transfer funds, monitor spending, you have the quick, interactive access you need to stay in control.
And the application process is supposed to be simple. You can get an instant online eligibility check and apply without denting your credit score.
In summary the HSBC Balance Transfer Credit Card is a reliable, safe and cost-effective way to merge and service credit card debts. With zero interest up to 18 months and backed by one of the most well-respected banks in the world, it’s a savvy choice for anyone who’s ready to be in control of their finances.