Now think of a credit card that actually gets what it means to be a modern traveller or shopper, so that you can spend overseas without worrying about those pesky hidden fees. The Halifax Clarity Credit Card does exactly what it says on the tin, providing unparalleled transparency and value when it comes to spending abroad – with the benefit of that being supported by the strong security and reputation of Halifax as a provider that is part of one of the UK’s most well-known banking networks.

Halifax has a great tradition of giving it’s customers safe and secure banking for over a century. So a Halifax Clarity Credit Card is not just a piece of plastic – it’s a financial tool that’s built on solid foundations, for example, it’s protected by strong security processes, in turn these protect your cash. That’s right, you can swipe it both domestically AND internationally with the peace of mind that the latest in fraud prevention is on the job protecting your account.

New way to spend The main draw to take out the Halifax Clarity Credit Card is the groundbreaking way it lets you use your plastic abroad. Unlike a lot of traditional credit cards, which sock you with foreign transaction fees (typically 2.5%-3% on every purchase!) With a foreign transaction fee of zero, the Clarity card is an excellent card with no foreign transaction fees for purchases abroad. This means you won’t be stung by the hidden charges that can eat into your holiday budget when you are travelling, such as high fees to use your card in shops, or expensive rates for withdrawing while abroad. Over the duration of their trip, the savings can add up significantly, letting them devote even more money to experiences rather than fees.

In addition to purchase rewards, the Clarity card shines with its overseas cash withdrawal policy. Whilst in general we’d discourage using CC cash advances (as interest is charged immediatately), the Hal/Clair charge a competitive rate for cash, and more importantly no cash advance fee is applied for foreign withdrawals. This can be a life saver if you are in a jam and need local money.

In addition, the card comes with transparent exchange rates and no hidden mark-up is applied. This commitment to transparency means that you’ll know exactly what you’re getting into every time – and makes budgeting for international travel a breeze. You can wave goodbye to the confusion of not knowing how much your purchase is really going to cost once it is converted into sterling.

The Halifax Clarity Credit Card doesn’t offer a rewards scheme, but has a killer value for using abroad. If you travel often, shop online at foreign retailers or just need a no-nonsense card to use in a pinch when overseas, the money you will save by avoiding overseas transaction fees more than makes up for the lack of a points program.

My thoughts on the Halifax Clarity credit card Ultimately I don’t think people who spend money abroad should be without the Halifax Clarity credit card. It’s a mix of the security and reliability of Halifax, with an honest “fee-free” approach to international transactions which really does get more of your money back into your pocket. If you appreciate transparency, spending less on travel, and getting peace of mind, you’d be making a definitely intelligent choice and would be making flying on the worldwide level a financially free one from the wallets of this card.