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Boost your credit score with confidence: the Barclaycard Forward Credit Card

Best for:  New to credit or rebuilding stability.

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  • Rebuild Your Credit

  • This card is specifically for people trying to build or rebuild credit. Your credit will only get better over time if you use responsibly and make consistent payments.

  • Low Rate for Responsible Use

  • Barclaycard rewards responsible cardholders. Assuming you make all your payments on time for the first year, you may become eligible for a lower APR — a rarity with entry-level cards.

  • No Annual Fee and Tools to Help

  • Enjoy no annual fee, an easy to use interface with alerts, and the option to use your card with the Barclaycard app to help make your life easier. It’s kind of like easy as pie to keep an eye on your spending and keep up with your payments.

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Balanced Viewpoint: Things To Think About

Initial Credit Limit Is Low

Your starting credit limit is small, but it’s a start. You can increase your limits over time by using responsibly every month.

APR Higher Than Prime Cards

he regular APR is higher than the prime card level but that is normal for products that are designed to build up your score. The fact that this can be obtained at a lower rate helps offset this.

Applying for the Barclaycard Forward Card

Easy and Safe to Apply in three simple steps
The Barclaycard Forward Credit Card is fast and easy to apply for. You can see if you qualify online without impacting your credit score. You will receive your card in a few business days, if approved, and you can begin building your credit right away.

Is There a Reason To Apply for the Barclaycard Forward Card?

When you’re just beginning your credit journey or you’re rebuilding your financial standing, confidence and security count. About Barclays Barclaycard is a trading name of Barclays Bank PLC. Barclays Bank PLC is a major global financial services provider engaged in retail banking, credit cards, corporate banking, investment banking and wealth management with an extensive international presence in Europe, the Americas, Africa and Asia. That peace of mind alone is something to think about.

The Barclaycard Forward Credit Card is not your average basic credit card – in fact, it’s a useful tool that can help you work towards financial stability. From the chance to establish a solid credit history to rewards for responsible use, including a possible interest rate reduction, it’s not just a purchasing card. It’s great for building your credit history while building trust in lenders, and its £0 annual fee means that you won’t get stung for a credit line that you’re not using.

What’s more, Barclaycard has some strong digital tools to help you manage your money. With instant spending and balance alerts, the mobile app makes money a little more manageable 4 and with real-time alerts, you’ll always know exactly where things stand. Besides, the support team is claimed to be professional and responsive.

While the initial credit limit may be low and the APR high in comparison with premium cards, these are trade-offs typical of credit-building products. What makes the Barclaycard Forward stand out is how it rewards good financial behavior and offers you a way to improve your credit.

In a nutshell, it is one of the smartest choice in the UK market if you’re looking for a safe, reliable and feature packed way to boost or re-establish your credit score.

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