Skip to content

🌍 Travel More, Spend Less with the NatWest Travel Reward Credit Card

NatWest Travel Reward Credit Card Our Ratings: Credit Rating Requirement: good/average (smart, favorable, rewarding) NatWest’s Travel Reward card is the piece you need to traverse the globe, purchase things on the web and generally make the most of your money without [charges] or exchange fees ruining your experience. The card is aimed at the frequent traveller,this card lets you spend abroad and collects Rewards points on everyday spending.

While not everyone likes the idea of using a card that is designed specifically for travel, NatWest has a very compelling proposition in terms of cost-effectiveness and continued value. Receive 1% back in Rewards at your selected partners and 0.25% everywhere else, transforming everyday spend—whether in the UK or overseas—into either credit toward a future experience, upgrades and more when you spend back with the partners featured on the website, or as cashback. There’s no annual fee and complete Visa acceptance, giving you a lot of flexibility and value whether you’re booking trips or eating in foreign countries.

Another nice touch is that Rewards can be exchanged for travel, shopping vouchers, contributions to a registered charity – or they can be transferred to your current account as cashback. This flexibility, ensures you are free to budget and enjoy life’s experiences.

The NatWest Travel Reward Credit Card also comes with purchase protection, fraud monitoring choose to opt in to mobile banking and you will be able to take care of your money when you’re out and about, being assured your purchase is protected every step of the way. Even better, it’s available to current account customers of NatWest, so it is an easy addition to your banking world.

Traveling the world or spending smart at home, the Uber Credit Card is designed to enhance our most valued riders lifestyles — with no surprise fees, and we keep the rewards simple and easy to understand.

✈ Why Choose This Card?

No Foreign Transaction Fees

You can use your card overseas without paying a cent in currency conversion fees1, giving you a saving of as much as 3% on every purchase than with most typical credit cards. That’s a literal cost you would save every time you travel, shop online or dine out internationally on vacation.

Rewards on Everyday Spending

Get 0.25% back on everything and 1% back on some of your purchases with our partner merchants, including popular travel and lifestyle brands. Those rewards can add up fast — and be redeemed for cash back, gift cards or even charitable donations, effectively giving you real value for your spending.

No Annual Fee

Unlike most travel rewards cards, the NatWest Travel Reward Credit Card does not have an annual fee, so you can have a taste of it all year without having to pay for the privilege. It’s a solid choice for anyone who wants value without the cost.

Simple to Redeem and Manage Your Account

Login to the NatWest mobile app to view your Rewards, make a payment and check your spending on the go. Suffice to say, redeeming points, checking balances, and allocating your points to spend alerts are all plain sailing with this card—even while travelling overseas.

⚠ A Few Things to Consider

Only for NatWest Customers – Existing Eligibility Only

This credit card is exclusively for NatWest current account customers. With the exception of that initial card, you will need to be an existing customer before you can apply. This might be a turn off for some people but means that it integrates perfectly with your bank.

Rewards Rate Could Be Higher

Though cashback is flat across all purchases, the 0.25% base rate is lower than what you might find with some premium cards. If you are a high spender seeking perks for luxury travel, you may find greater returns with other cards. However the absence of foreign fees still makes it one for regular travellers.

📝 How to Apply for the NatWest Travel Reward Credit Card

Smooth to apply online for NatWest customers

It’s quick and easy to apply for the NatWest Travel Reward Credit Card – as long as you already have a NatWest current account, that is. The application is completely online and takes only a few minutes to fill out. You must be aged over 18, be a UK resident and have a good credit history. Verification for approval will also include your monthly income and expenses.

A soft search eligibility checker is available on NatWest’s website, meaning you can see if you’re likely to be accepted without damaging your credit score. You will receive your card by mail 5–7 business days after approval. You can then activate it and begin earning rewards from day one — whether you’re in London or Lisbon or Los Angeles.

đŸ› ïž Step-by-Step: How to Apply

  1. Log into Your NatWest Online Banking Account
    Access your current account and navigate to the credit card section.

  2. Use the Eligibility Checker
    Confirm you’re likely to be approved before submitting a full application.

  3. Complete the Application Form
    Enter your employment, income, and personal details.

  4. Submit Your Application
    Review and send your form for instant decision processing.

  5. Receive and Activate Your Card
    Once approved, your card will be sent via post. Activate it online or via the mobile app and start spending.

✅ Final Thoughts: Is the NatWest Travel Reward Credit Card Worth It?

NatWest Travel Reward Credit Card is a highly practical, low-maintenance choice for frequent flyers and savvy spenders looking for rewards without the fees. Free international usage, high cashback and smooth app integration make it a good everyday card – and a great one if you bank with NatWest.

It’s also good that it comes with no annual fee, which opens it up to infrequent users. And although its cashback rate may be middling, the ease with which you accrue and redeem points, plus with no foreign usage charges, more than compensates for that — especially against competitor cards that tack on extra fees for using them overseas.

It’s not full of luxury perks or airline points, but that’s kind of the point. This card is for the active user who seeks up-front rewards, transparency and 24/7 customer service, along with global spending without having to worry about foreign transaction fees. And the best part - you manage it all through the NatWest app – it’s really just as easy as earning your regular pay.

If you are a customer of NatWest and would like a simple way to earn rewards and save on travel, the Travel Reward Credit Card is a winner.

APPLY NOW

Our Post

All rights reserved © 2025 by FinTrack

Disclaimer

Welcome to FinTrack, a blog focused solely on the distribution of informative and educational content. Please note that FinTrack does not offer any services or personal advice. Our goal is to enrich our readers’ knowledge through insightful and engaging content. It’s important to understand that advertisements are the sole revenue source for FinTrack. Our website clearly marks these ads, ensuring they align with our content quality standards and relevance to our audience. We hold no direct affiliation with the advertised products or services and cannot be held accountable for any interactions or experiences that may arise from them. Before acting on any information presented on FinTrack, we urge our readers to conduct thorough research and exercise due diligence. FinTrack will not bear responsibility for any direct or indirect outcomes that may result from utilizing the information found on our blog. By accessing and using FinTrack, you acknowledge and agree to this disclaimer. We value your trust and interest in FinTrack and pledge to continue delivering content that is both informative and of the highest quality