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✈️ Miles More, Sooner: Virgin Atlantic Reward Credit Card

The Virgin Atlantic Reward Credit Card is a smart option for those who want to earn Flying Club miles as they go about their everyday life. It is a great option for those who are loyal to Virgin Atlantic or looking for a way to supersize their holiday trips – and don’t want to pay for the privilege every single year.

You earn 0.75 Virgin Points for every £1 spent on everyday purchases and 1.5 points for every £1 spent on Virgin Atlantic and Virgin Holidays bookings with every use of your card. The points can be used on flights, upgrades, hotel bookings, and much more — meaning, for frequent travelers, or those who aim to be in the future, this card is among the most rewarding.

The key here is that you can unlock a Virgin Atlantic Reward (e.g a 2-4-1 companion ticket or a premium upgrade) for spending £20,000 in a year. You’ll be able to take advantage of exclusive offers, promotions and account management on the Virgin Money app too.

Despite being a no-fee card, it brings good value with its earning and reward system. And with contactless payment, fraud protection and worldwide Mastercard acceptance, it’s safe for UK and overseas use.

If you are an experienced traveller or just beginning your journey, with the Virgin Atlantic Reward Credit Card, every little helps you on your way to flying off on your next adventure.

🌟 Get The Most Out Of Every Pound Spent

Collect Virgin Points on the stuff you’re going to spend on anyway

Collect 0.75 points for every £1 you spend anywhere Mastercard is accepted. Whether it’s your morning cup of coffee, groceries, or subscriptions, every purchase counts toward your next reward flight.

Bonus Points with Virgin Bookings

Earn 1.5 points per £1 spent on Virgin Atlantic flights or Virgin Holidays bookings. This enhanced earning rate means frequent flyers can achieve their travel goals far more quickly, and makes those long-haul redemptions within easier reach.

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Spend £20,000 in a year and you’ll get to pick from a selection of super rewards – from a 2-4-1 companion ticket to an upgrade to Premium or access to a Virgin Atlantic Clubhouse. Regular travellers are especially attracted to the card because of this annual perk.

No Annual Fee

It will even give you some top airline perks too, but it’s absolutely free for the first 12 months. That means you can reap the rewards of a reward credit card for no subscription fee; that makes it a budget-friendly option for wannabe jet setters.

⚠️ What You Should Consider

High Cost of Entry for Benefits-Based Rewards

You need to spend £20,000 on the card each year in order to access the main Virgin Reward (an upgrade or a companion ticket.) It can be achieved, but that’s a high bar for someone who doesn’t want to pay a ton for those premium perks.

Marginal Value Outside Virgin Atlantic Network

Best for: Virgin Atlantic cardholders. If you fly Virgin rarely or fly other airlines because of that, the points and perks may not offer as much value. To get the most value out of this offer you’ll have to be a Virgin Flying Club ecosystem player.

📝 How to apply for the Virgin Atlantic Reward Credit Card

An Online Application Process that is both Fast and Secure

It’s was easy to apply for the Virgin Atlantic Reward Credit Card, and the entire application process is 100% online and takes only a few minutes. You need to be at least 18, based in the UK and have a good credit history. The application is going to ask for your income, whether you are employed and your monthly expenses — as well as your address history.

You can get a soft eligibility check with Virgin Money before you apply for your full application — it won’t impact your credit score and you can see whether you’re likely to be accepted. Once approved your card should arrive within 5–7 working days. It can be activated and start earning points through the Virgin Money app at once.

🛠️ How to Apply – Step-by-Step

  1. Visit the Virgin Atlantic Credit Card Page
    Head to the official Virgin Money website and select the Reward Credit Card option.

  2. Check Your Eligibility
    Use the free soft check tool to determine your approval odds without damaging your credit score.

  3. Complete the Application
    Fill in your personal details, income, and employment information.

  4. Submit and Wait for a Decision
    Most applicants receive a near-instant response.

  5. Receive and Activate Your Card
    Your card will arrive within a week. Activate it via the app and start earning Virgin Points.

✅ Final Verdict: Is the Virgin Atlantic Reward Credit Card Right for You?

If you’re a frequent flier or supporter of Virgin Atlantic, the Virgin Atlantic Reward Credit Card offers great value – especially given it has no annual fee. With the potential to get up to 1.5 Virgin Points per £1, access to unique annual rewards, and the ability to use your points to book the journey extras you love, this is a card that makes your everyday spend take you further.

The deal is its generous earning rates and the Virgin Reward, triggered at £20,000 annual spend. And while not the best value for the low-spender — plenty of regular cardholders will easily spend enough to bag tickets that can be worth hundred of pounds — those who do charge frequently might just consider this card a present to themselves for their local travellers. The absence of foreign transaction fees would be a nice little perk, but even without that, this card offers significant long-term value.

And even if you aren’t a heavy travel, 0.75 points per £1 spent adds up fast enough, without the burden of high fees or complex point mechanisms. Then tack on Virgin Money’s user-friendly app, solid customer service and contactless security, and you have a flexible travel-friendly card all for a reasonable annual fee.

To sum up If you travel with Virgin Atlantic at least once a year and are looking for a way to rack up free flights, upgrades or other swanky benefits without a hefty annual fee, the Virgin Atlantic Reward Credit Card is great reward card to both take off with AND land back home.